
The cost ranges from 15% to 25% of the total enrolled debt, but National Debt Relief states the approximate fee for its users is 21%. National Debt Relief, unlike some of its competitors, is relatively transparent about its fees. Doing business for more than a decade, the company has settled more than $1 billion in unsecured debt. It gets an A+ from the Better Business Bureau and 4.7 out of 5 stars on Trustpilot. The company doesn’t operate in five states: Delaware, Illinois, Iowa, Maine and Oregon.Ĭustomers of National Debt Relief seem to be very satisfied with its services.
FREEDOME DEBT RELIEF FREE
You can get started with New Era’s debt settlement services online or call to get a free debt analysis. However, the company disclosed to us over online chat that it charges 23% of the total enrolled debt, fairly in line with what other companies in this industry charge. New Era isn’t transparent about its fee structure-its fees aren’t posted on its website. New Era states on its website that it generally doesn’t start negotiations with creditors until after funds accumulate in a savings account for six to 12 months. The company doesn’t disclose if there’s a minimum amount of qualifying debt to enroll in its program. The average time to complete a program with New Era is 28 months. Like other reputable debt settlement companies, it’s accredited by the AFCC, and consultations are free. New Era’s debt settlement service is available to a wide swath of the nation-there are only five states where it doesn’t operate. Its website doesn’t offer a client dashboard, but clients can get in touch by emailing the company, using the online chat feature or calling. With an A+ rating from the Better Business Bureau and a 4.9 out of 5 star rating on Trustpilot, it ranks high for customer satisfaction and tends to be well regarded by clients.

New Era Debt Solutions has been in business for 23 years and settled more than $250 million in debt for its clients. The company doesn’t operate in Connecticut, Georgia, Hawaii, Illinois, Kansas, Maine, Nevada, New Hampshire, New Jersey, North Dakota, Ohio, Oregon, Rhode Island, South Carolina, Vermont, Washington, West Virginia or Wyoming. Those interested in Century Support Services can take a free assessment online or call to get a free debt analysis. You must have unsecured credit card debt of $10,000 or more to qualify. However, the information it discloses on its website makes it possible to estimate that fees are between 18% and 25% of the total enrolled debt. It serves customers in 32 states and the District of Columbia, and there are no upfront fees, as required by law.Ĭentury Support Services isn’t completely transparent about its fees. The AFCC accredits Century Support Services. Plus, there’s a live chat feature, and current customers have the option to email the company. Century also offers valuable resources and tools on its website. It typically takes around 24 to 48 months to complete debt settlement with this company.Ĭlients have access to an online dashboard, where they can manage their account and progress 24/7. It’s been in business for a decade, served more than 250,000 customers and settled more than $1.6 billion in debt.

T.S.12-03825.Century Support Services generally gets positive customer reviews, receiving an A+ from the Better Business Bureau and 4.8 out of 5 stars on Trustpilot. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. Read and understand all program materials prior to enrollment.
FREEDOME DEBT RELIEF FULL
Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Our service is not available in all states, including New Jersey, and our fees may vary from state to state. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. *Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms.
